Loan matching websites will pass your information off to 20 or more lenders to see if any of them are interested in working with you. You won’t have any idea which lenders have seen your information. The only information you will be given is whether one wants to do business with you or not.
Direct lenders will evaluate your application and tell you directly if they are interested in helping you with a loan.
When applying for a loan online, be sure you know which type of website you are using.